Accounts “Ajyal” Account
Overview
In an era where Financial Literacy is important at a young age, starting good habits early can set youths on a path to personal security and independence, and saving is one of the most important habits to develop at an early stage.
Khaleeji’s “Ajyal” Account is a product exclusive to the bank’s minor clients between the age of 0 – 21 years old, which provides all the features and incentives that meet their needs and ambitions.
The “Ajyal” Account comes in 3 different varieties.
“Ajyal” Saving Account
Teach your children the principles of saving with an account of their own for deposits and withdrawals, which also includes an added rewards in the form of Bonuses depending on their deposit and expenditure behaviour.
Benefits:
- Profit Rate of up to 3.025%
- Bonus on Deposits: Paid to accounts with at least one deposit no less than BD 10
- Bonus on Payments: Paid based on Debit Card spending, with a minimum of 5 transactions per month
“Ajyal” Deposit Account
Tutor your children about the fundamentals of investment with a Fixed Deposit account based on the principles of “Mudharaba”, with a 12-month Tenor and a minimum deposit of BD 100.
Benefits:
- Profit Rate of up to 5%
- Unlimited top-ups on the Fixed Deposit’s Tenor
- Minimum Deposit of BD 100
* Terms & Conditions apply
“Ajyal Al Waffer” Account
Invest and get a chance to win valuable monthly cash prizes allocated exclusively for Khaleeji’s Ajyal clients. A BD 50 minimum deposit is required with raffle entry points calculated for every BD 25 added to the account’s balance. The more you invest, the more your chances of winning in the raffles!
Below are the monthly prizes available for the year 2025.
| Month | Prize | Raffle Date |
| March | $1,000 for 15 Winners | 15th April |
| April | $1,000 for 5 Winners | 15th May |
| May | $1,000 for 5 Winners | 15th June |
| June | $1,000 for 5 Winners | 15th July |
| July | $1,000 for 5 Winners | 17th August |
| August | $1,000 for 5 Winners | 15th September |
| September | $1,000 for 5 Winners | 15th October |
| October | $1,000 for 5 Winners | 16th November |
| November | $1,000 for 5 Winners | 14th December |
| December | $1,000 for 5 Winners | 15th January 2026 |
Requirements
Fathers opening an account for a Minor under the age of 15:
- One valid ID of the child
- One valid ID of the parent to verify account access
- Both IDs must include address information
Mothers/Guardians opening an account for a Minor under the age of 15:
- The original Birth Certificate
Independent Minors at the age of 15 and above:
- One valid ID that includes address information
To Open an Account
- Complete the Account Opening Form
- Read the Terms & Conditions
- Read the Tariff of Charges
- Take the required documents to your local branch to activate the account
